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  <xs:element id="king_ExchangeTradedDebtMember" abstract="false" name="ExchangeTradedDebtMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_CostOrAmortizedCost" abstract="false" name="CostOrAmortizedCost" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_GrossUnrealizedGains" abstract="false" name="GrossUnrealizedGains" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_GrossUnrealizedLosses" abstract="false" name="GrossUnrealizedLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_GrossUnrealizedLoss" abstract="false" name="GrossUnrealizedLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_FairValueOne" abstract="false" name="FairValueOne" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_NetUnrealizedGainslossesOne" abstract="false" name="NetUnrealizedGainslossesOne" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_AmortizedCostHeldToMaturitySecurities" abstract="false" name="AmortizedCostHeldToMaturitySecurities" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_FairValueHeldToMaturitySecurities" abstract="false" name="FairValueHeldToMaturitySecurities" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_InvestmentIncomeFixedMaturitySecurities" abstract="false" name="InvestmentIncomeFixedMaturitySecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_InvestmentIncomeEquitySecurities" abstract="false" name="InvestmentIncomeEquitySecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_InvestmentIncomeCashAndCashEquivalents" abstract="false" name="InvestmentIncomeCashAndCashEquivalents" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_RedemptionFixedMaturitySecuritiesHeldToMaturity" abstract="false" name="RedemptionFixedMaturitySecuritiesHeldToMaturity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_FixedMaturitySecuritiesAccountedForGrossUnrealizedLosses" abstract="false" name="FixedMaturitySecuritiesAccountedForGrossUnrealizedLosses" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="king_RealizedLossesFixedMaturitySecuritiesMember" abstract="false" name="RealizedLossesFixedMaturitySecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_RealizedLossesEquitySecuritiesMember" abstract="false" name="RealizedLossesEquitySecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_UnrealizedGainsEquitySecuritiesMember" abstract="false" name="UnrealizedGainsEquitySecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_UnrealizedLossesGainsOtherInvestmentsMember" abstract="false" name="UnrealizedLossesGainsOtherInvestmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_AvailableForSalesSecuritiesGrossRealizedGains" abstract="false" name="AvailableForSalesSecuritiesGrossRealizedGains" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_GrossRealizedLosses" abstract="false" name="GrossRealizedLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_FixedMaturitySecurities" abstract="false" name="FixedMaturitySecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_AvailableForSaleSecuritiesChangeInNetRealizedHoldingLoss" abstract="false" name="AvailableForSaleSecuritiesChangeInNetRealizedHoldingLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_AvailableForSalesSecuritiesRealizedGains" abstract="false" name="AvailableForSalesSecuritiesRealizedGains" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_AvailableForSalesSecuritiesGrossRealizedLosses" abstract="false" name="AvailableForSalesSecuritiesGrossRealizedLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_AvailableForSalesSecuritiesGrossGains" abstract="false" name="AvailableForSalesSecuritiesGrossGains" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_NetGainLossOnSaleOfSecurities" abstract="false" name="NetGainLossOnSaleOfSecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_GrossGainsLossesOnOtherInvestments" abstract="false" name="GrossGainsLossesOnOtherInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGain" abstract="false" name="AvailableForSaleSecuritiesChangeInNetUnrealizedHoldingGain" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_NetGainsLossesOnInvestments" abstract="false" name="NetGainsLossesOnInvestments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_AvailableForSalesSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" abstract="false" name="AvailableForSalesSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLosses" abstract="false" name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_NumberOfPositionsHeldLessThan12Months" abstract="false" name="NumberOfPositionsHeldLessThan12Months" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="king_AvailableForSaleSecuritiesContinuousEstimatedFairValuePosition12MonthsOrLongerLosses" abstract="false" name="AvailableForSaleSecuritiesContinuousEstimatedFairValuePosition12MonthsOrLongerLosses" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLosses" abstract="false" name="AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_NumberOfPositionsHeld12MonthsOrMore" abstract="false" name="NumberOfPositionsHeld12MonthsOrMore" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="king_FairValueOptionLoansHeldAsAssetsAggregateDifferences" abstract="false" name="FairValueOptionLoansHeldAsAssetsAggregateDifferences" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLosses" abstract="false" name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_USTreasurySecuritiesAndObligationsOfUSGovernmentCorporationsAndAgencies" abstract="false" name="USTreasurySecuritiesAndObligationsOfUSGovernmentCorporationsAndAgencies" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_PoliticalSubdivisionsOfStatesTerritoriesAndPossessions" abstract="false" name="PoliticalSubdivisionsOfStatesTerritoriesAndPossessions" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_CorporateAndOtherBondsIndustrialAndMiscellaneous" abstract="false" name="CorporateAndOtherBondsIndustrialAndMiscellaneous" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ResidentialMortgageAndOtherAssetBackedSecurities" abstract="false" name="ResidentialMortgageAndOtherAssetBackedSecurities" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_FixedMaturitiesNet" abstract="false" name="FixedMaturitiesNet" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_EquityInvestments" abstract="false" name="EquityInvestments" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_NotesTwoThousandTwentySixMember" abstract="true" name="NotesTwoThousandTwentySixMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_FixedMaturitySecuritiesHeldToMaturity" abstract="false" name="FixedMaturitySecuritiesHeldToMaturity" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_FixedMaturitySecuritiesAvailableForSaleLevel1" abstract="false" name="FixedMaturitySecuritiesAvailableForSaleLevel1" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_PremiumsWrittenMember" abstract="true" name="PremiumsWrittenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_ChangeInUnearnedPremiumsMember" abstract="true" name="ChangeInUnearnedPremiumsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_PremiumsEarnedMember" abstract="false" name="PremiumsEarnedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_DirectPropertyAndCasultyInsuranceActivity" abstract="false" name="DirectPropertyAndCasultyInsuranceActivity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_AssumedPropertyAndCasultyInsuranceActivity" abstract="false" name="AssumedPropertyAndCasultyInsuranceActivity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_CededPropertyAndCasultyInsuranceActivity" abstract="false" name="CededPropertyAndCasultyInsuranceActivity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_NetPropertyAndCasultyInsuranceActivity" abstract="false" name="NetPropertyAndCasultyInsuranceActivity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_PropertyAndCasualtyPersonalInsuranceProductLinesMember" abstract="true" name="PropertyAndCasualtyPersonalInsuranceProductLinesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_PriorYearLossDevelopment" abstract="false" name="PriorYearLossDevelopment" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_QuotaShareTreatyPercentCeded" abstract="false" name="QuotaShareTreatyPercentCeded" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_UnderlyingExcessOfLossTreatyReinsuranceCoveragePercent" abstract="false" name="UnderlyingExcessOfLossTreatyReinsuranceCoveragePercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_UnderlyingExcessOfLossTreatyExcessOfLossCoverageAmount" abstract="false" name="UnderlyingExcessOfLossTreatyExcessOfLossCoverageAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_UnderlyingExcessOfLossTreatyExcessOfLossCoverageExcludedAmount" abstract="false" name="UnderlyingExcessOfLossTreatyExcessOfLossCoverageExcludedAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_CommissionsPayableForNetContingentCeding" abstract="false" name="CommissionsPayableForNetContingentCeding" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_UnpaidLossAndLAEReservesRollForward" abstract="true" name="UnpaidLossAndLAEReservesRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="king_LessReinsuranceRecoverables" abstract="false" name="LessReinsuranceRecoverables" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_NetBalanceBeginningOfPeriod" abstract="false" name="NetBalanceBeginningOfPeriod" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_IncurredRelatedToAbstract" abstract="true" name="IncurredRelatedToAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="king_CurrentYearPropertyAndCasultyInsuranceActivity" abstract="false" name="CurrentYearPropertyAndCasultyInsuranceActivity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_PriorYearsPropertyAndCasultyInsuranceActivity" abstract="false" name="PriorYearsPropertyAndCasultyInsuranceActivity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_TotalIncurredPropertyAndCasultyInsuranceActivity" abstract="false" name="TotalIncurredPropertyAndCasultyInsuranceActivity" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_PaidRelatedToAbstract" abstract="true" name="PaidRelatedToAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="king_PaidRelatedToCurrentYear" abstract="false" name="PaidRelatedToCurrentYear" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_PaidRelatedToPriorYears" abstract="false" name="PaidRelatedToPriorYears" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_PaidRelatedToTotalPaid" abstract="false" name="PaidRelatedToTotalPaid" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_NetBalanceAtEndOfPeriod" abstract="false" name="NetBalanceAtEndOfPeriod" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_AddReinsuranceRecoverables" abstract="false" name="AddReinsuranceRecoverables" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_BalanceAtEndOfPeriod" abstract="false" name="BalanceAtEndOfPeriod" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_TwoThousandSixteenMember" abstract="true" name="TwoThousandSixteenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_TwoThousandSeventeenMember" abstract="true" name="TwoThousandSeventeenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_TwoThousandEighteenMember" abstract="true" name="TwoThousandEighteenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_TwoThousandNineteenMember" abstract="true" name="TwoThousandNineteenMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_TwoThousandTwentyMember" abstract="true" name="TwoThousandTwentyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_TwoThousandTwentyOneMember" abstract="true" name="TwoThousandTwentyOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_TwoThousandTwentyTwoMember" abstract="true" name="TwoThousandTwentyTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_TwoThousandTwentyThreeMember" abstract="true" name="TwoThousandTwentyThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_TwoThousandTwentyFourMember" abstract="true" name="TwoThousandTwentyFourMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_TwoThousandTwentyFiveMember" abstract="true" name="TwoThousandTwentyFiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_IncurredClaimsPropertyCasualtyAndLiability2016" abstract="false" name="IncurredClaimsPropertyCasualtyAndLiability2016" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_IncurredClaimsPropertyCasualtyAndLiability2017" abstract="false" name="IncurredClaimsPropertyCasualtyAndLiability2017" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_IncurredClaimsPropertyCasualtyAndLiability2018" abstract="false" name="IncurredClaimsPropertyCasualtyAndLiability2018" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_IncurredClaimsPropertyCasualtyAndLiability2019" abstract="false" name="IncurredClaimsPropertyCasualtyAndLiability2019" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_IncurredClaimsPropertyCasualtyAndLiability2020" abstract="false" name="IncurredClaimsPropertyCasualtyAndLiability2020" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_IncurredClaimsPropertyCasualtyAndLiability2021" abstract="false" name="IncurredClaimsPropertyCasualtyAndLiability2021" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_IncurredClaimsPropertyCasualtyAndLiability2022" abstract="false" name="IncurredClaimsPropertyCasualtyAndLiability2022" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_IncurredClaimsPropertyCasualtyAndLiability2023" abstract="false" name="IncurredClaimsPropertyCasualtyAndLiability2023" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_IncurredClaimsPropertyCasualtyAndLiability2024" abstract="false" name="IncurredClaimsPropertyCasualtyAndLiability2024" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_TotalIncurredClaims" abstract="false" name="TotalIncurredClaims" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2016" abstract="false" name="ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2016" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2017" abstract="false" name="ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2017" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2018" abstract="false" name="ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2018" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2019" abstract="false" name="ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2019" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2020" abstract="false" name="ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2020" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2021" abstract="false" name="ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpense2021" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2022" abstract="false" name="ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2022" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2023" abstract="false" name="ShortdurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2023" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ShortDurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2024" abstract="false" name="ShortDurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2024" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ShortDurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2025" abstract="false" name="ShortDurationInsuranceContractsCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseFor2025" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_AllOutstandingLiabilitiesBefore2016NetOfReinsurance" abstract="false" name="AllOutstandingLiabilitiesBefore2016NetOfReinsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_LiabilitiesForAllocatedLossAndLossAdjustmentExpensesNetOfReinsurance" abstract="false" name="LiabilitiesForAllocatedLossAndLossAdjustmentExpensesNetOfReinsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_LiabilityForClaimsReservesPortionRecoverableFromReinsurers" abstract="false" name="LiabilityForClaimsReservesPortionRecoverableFromReinsurers" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_TotalGrossLiabilityForLossAndLAEReserves" abstract="false" name="TotalGrossLiabilityForLossAndLAEReserves" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_RiskRetained1" abstract="false" name="RiskRetained1" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_LossesPerOccurrenceSubjectToQuotaShareReinsuranceCoverage" abstract="false" name="LossesPerOccurrenceSubjectToQuotaShareReinsuranceCoverage" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ExcessOfLossCoverageAboveRiskRetained" abstract="false" name="ExcessOfLossCoverageAboveRiskRetained" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_InExcessOf1" abstract="false" name="InExcessOf1" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_TotalReinsuranceCoveragePerOccurrence" abstract="false" name="TotalReinsuranceCoveragePerOccurrence" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_LossesPerOccurrenceSubjectReinsuranceCoverage" abstract="false" name="LossesPerOccurrenceSubjectReinsuranceCoverage" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_InitialLossSubjectToPersonalLinesQuotaShareTreaty" abstract="false" name="InitialLossSubjectToPersonalLinesQuotaShareTreaty" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_RiskRetainedPerCatastropheOccurrence" abstract="false" name="RiskRetainedPerCatastropheOccurrence" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_CatastropheLossCoverageInExcessOfQuotaShareCoverageWinterStormCoverage1" abstract="false" name="CatastropheLossCoverageInExcessOfQuotaShareCoverageWinterStormCoverage1" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ReinstatementPremiumProtection" abstract="false" name="ReinstatementPremiumProtection" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="king_SingleRiskMaximumCoverage" abstract="false" name="SingleRiskMaximumCoverage" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_DirectLosses" abstract="false" name="DirectLosses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_CatastropheCoverageMultipleOfPerOccurrenceLimitation" abstract="false" name="CatastropheCoverageMultipleOfPerOccurrenceLimitation" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="king_CatastrophicCoverageFirstLayer" abstract="false" name="CatastrophicCoverageFirstLayer" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ExcessOfCatastrophicCoverageFirstLayer" abstract="false" name="ExcessOfCatastrophicCoverageFirstLayer" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_CatastropheCoverageDurationOfOccurrence" abstract="false" name="CatastropheCoverageDurationOfOccurrence" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="king_ReinstatementOfPremiumProtectionAmount" abstract="false" name="ReinstatementOfPremiumProtectionAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_CatastropheCoverage" abstract="false" name="CatastropheCoverage" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_RetentionReduced" abstract="false" name="RetentionReduced" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_RetentionIncreases" abstract="false" name="RetentionIncreases" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_QuotaShareTreatyPercentExcludedForNamedCatastropheFromPercentCeded" abstract="false" name="QuotaShareTreatyPercentExcludedForNamedCatastropheFromPercentCeded" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_CatastropheReinsuranceCoveragePercent" abstract="false" name="CatastropheReinsuranceCoveragePercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_RetentionLimitedUnderExcessOfLossTreaty" abstract="false" name="RetentionLimitedUnderExcessOfLossTreaty" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_PersonalUmbrellaMember" abstract="true" name="PersonalUmbrellaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_PercentCededFirstMillionDollarsOfCoverage" abstract="false" name="PercentCededFirstMillionDollarsOfCoverage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_PercentCededExcessOfOneMillionOfCoverage" abstract="false" name="PercentCededExcessOfOneMillionOfCoverage" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_LossesPerOccurrenceSubjectToReinsuranceCoverage" abstract="false" name="LossesPerOccurrenceSubjectToReinsuranceCoverage" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ContingentCedingCommissionsEarned" abstract="false" name="ContingentCedingCommissionsEarned" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_TotalCommissionsEarned" abstract="false" name="TotalCommissionsEarned" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_A2017NotesMember" abstract="true" name="A2017NotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_A2017NotesHeldBy2022ExchangingNoteholdersMember" abstract="true" name="A2017NotesHeldBy2022ExchangingNoteholdersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_A2022NotesMember" abstract="true" name="A2022NotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_A2024NotesMember" abstract="true" name="A2024NotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_A2024ExchangeAgreementMember" abstract="true" name="A2024ExchangeAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_EquipmentFinancingMember" abstract="true" name="EquipmentFinancingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_ImpairmentOfFederalHomeLoanBankStock" abstract="false" name="ImpairmentOfFederalHomeLoanBankStock" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_MaximumAllowableAdvances" abstract="false" name="MaximumAllowableAdvances" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_DebtInstrumentRedemptionPriceNoticePeriod" abstract="false" name="DebtInstrumentRedemptionPriceNoticePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="king_DebtInstrumentRedemptionPricePartialPrepaymentOption" abstract="false" name="DebtInstrumentRedemptionPricePartialPrepaymentOption" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_DebtInstrumentConsolidatedIndebtednessPercentage" abstract="false" name="DebtInstrumentConsolidatedIndebtednessPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_InterestRate" abstract="false" name="InterestRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_FinanceAmount" abstract="false" name="FinanceAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_SaleLeasebackTransactionPurchasePriceAtLeaseEndPercent" abstract="false" name="SaleLeasebackTransactionPurchasePriceAtLeaseEndPercent" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_SaleLeasebackTransactionRenewalTerm" abstract="false" name="SaleLeasebackTransactionRenewalTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="king_TotalTreasuryBills" abstract="false" name="TotalTreasuryBills" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_FairValueOfPledgedCollateral" abstract="false" name="FairValueOfPledgedCollateral" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_LongTermDebtMaturityCurrentThroughYearTwo" abstract="false" name="LongTermDebtMaturityCurrentThroughYearTwo" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_A2014EquityParticipationPlanMember" abstract="true" name="A2014EquityParticipationPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_A2024EquityParticipationPlanMember" abstract="true" name="A2024EquityParticipationPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_SalesAgreementMember" abstract="false" name="SalesAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_OptionsGrantedTo10ShareholderMember" abstract="true" name="OptionsGrantedTo10ShareholderMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_NonStatutoryStockOptionsMember" abstract="true" name="NonStatutoryStockOptionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_StockBasedCompensationForStockOptions" abstract="false" name="StockBasedCompensationForStockOptions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_EstimatedFairValueOfUnamortizedCompensation" abstract="false" name="EstimatedFairValueOfUnamortizedCompensation" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="king_StockOptionAwards" abstract="false" name="StockOptionAwards" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_StockBasedCompensationForGrantstotaling" abstract="false" name="StockBasedCompensationForGrantstotaling" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_MaximumSharePurchaseUnderEspp" abstract="false" name="MaximumSharePurchaseUnderEspp" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="king_WarrantsIssuedToPurchaseCommonStock" abstract="false" name="WarrantsIssuedToPurchaseCommonStock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="king_CommonStockSharesAuthorizedValue" abstract="false" name="CommonStockSharesAuthorizedValue" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_WarrantsExtendedTerm" abstract="false" name="WarrantsExtendedTerm" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="king_RegistrationAmountOfEquityAndDebtSecurities" abstract="false" name="RegistrationAmountOfEquityAndDebtSecurities" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_OfferingPriceForSellingCommonShares" abstract="false" name="OfferingPriceForSellingCommonShares" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_SaleOfStockMaximumOfferingAmount" abstract="false" name="SaleOfStockMaximumOfferingAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_SharesSoldWeightedAveragePricePerShare" abstract="false" name="SharesSoldWeightedAveragePricePerShare" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="king_RemainingCapacityToSellCommonStockUnderATMProgram" abstract="false" name="RemainingCapacityToSellCommonStockUnderATMProgram" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_WeightedAverageAssumptionsDividendYield" abstract="false" name="WeightedAverageAssumptionsDividendYield" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_WeightedAverageAssumptionsVolatility" abstract="false" name="WeightedAverageAssumptionsVolatility" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_WeightedAverageAssumptionRiskFreeIntererstRate" abstract="false" name="WeightedAverageAssumptionRiskFreeIntererstRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_WeightedAverageAssumptionExpectedLife" abstract="false" name="WeightedAverageAssumptionExpectedLife" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="king_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExcercisedInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExcercisedInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="king_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpiredForfeitedInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpiredForfeitedInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="king_NumberOfOptionsOutstandingVestedAndExercisable" abstract="false" name="NumberOfOptionsOutstandingVestedAndExercisable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="king_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageOutstanding" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageOutstanding" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="king_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageGranted" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageGranted" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="king_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageForfeited" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageForfeited" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="king_WeightedAveragePricePerShareOutstandingVestedAndExercisable" abstract="false" name="WeightedAveragePricePerShareOutstandingVestedAndExercisable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="king_WeightedAverageRemainingContractualBeginningBalance" abstract="false" name="WeightedAverageRemainingContractualBeginningBalance" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="king_WeightedAverageRemainingContractualExpiredForfeited" abstract="false" name="WeightedAverageRemainingContractualExpiredForfeited" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="king_WeightedAverageRemainingContractualTermEndingBalance" abstract="false" name="WeightedAverageRemainingContractualTermEndingBalance" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="king_SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueGranted" abstract="false" name="SharebasedCompensationArrangementBySharebasedPaymentAwardEquityInstrumentsOtherThanOptionsAggregateIntrinsicValueGranted" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsForfeited" abstract="false" name="SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsForfeited" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeitedInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeitedInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="king_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsNonVestedWeightedAverageGrantDateFairValues" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsNonVestedWeightedAverageGrantDateFairValues" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="king_ClaimsReserveDiscount" abstract="false" name="ClaimsReserveDiscount" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_DeferredCedingCommissionRevenuedDeferredTax" abstract="false" name="DeferredCedingCommissionRevenuedDeferredTax" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_NetDeferredIncomeTaxLiabilityAsset" abstract="false" name="NetDeferredIncomeTaxLiabilityAsset" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_KICOMember" abstract="true" name="KICOMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_FederalOnlyNOLFrom2024And2023" abstract="false" name="FederalOnlyNOLFrom2024And2023" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_StateOnly" abstract="false" name="StateOnly" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_StateOnlyNetOfValuationAllowance" abstract="false" name="StateOnlyNetOfValuationAllowance" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_Options" abstract="false" name="Options" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="king_AmendedEmploymentAgreementMember" abstract="false" name="AmendedEmploymentAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_GoldenEmloymentAgreementMember" abstract="false" name="GoldenEmloymentAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_MeryGoldenChiefOperatingOfficerMember" abstract="true" name="MeryGoldenChiefOperatingOfficerMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_January2023Member" abstract="true" name="January2023Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_JanuaryOneTwoThousandTwentyFiveMember" abstract="true" name="JanuaryOneTwoThousandTwentyFiveMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_PercentOfAveragePerAnnum" abstract="false" name="PercentOfAveragePerAnnum" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_AnnualBonusMaximumAsMultipleOfBaseSalary" abstract="false" name="AnnualBonusMaximumAsMultipleOfBaseSalary" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="king_TerminationPaymentAsMultipleOfAnnualBaseSalaryAndAccruedBonus" abstract="false" name="TerminationPaymentAsMultipleOfAnnualBaseSalaryAndAccruedBonus" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="king_TerminationPaymentAsMultipleOfAnnualBaseSalaryAndAccruedBonusPeriod" abstract="false" name="TerminationPaymentAsMultipleOfAnnualBaseSalaryAndAccruedBonusPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="king_CashPaymentsIncludedInMeasurementOfLeaseLiabilityInOperatingCashFlows" abstract="false" name="CashPaymentsIncludedInMeasurementOfLeaseLiabilityInOperatingCashFlows" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_RemainingLeaseTermInYearsKICO" abstract="false" name="RemainingLeaseTermInYearsKICO" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="king_EmployeeBonusPlanMember" abstract="false" name="EmployeeBonusPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_ExecutiveBonusPlanMember" abstract="false" name="ExecutiveBonusPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_IncreaseDecreaseToBonusAccrual" abstract="false" name="IncreaseDecreaseToBonusAccrual" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ReportableSegmentMember" abstract="true" name="ReportableSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="king_ComponentsOfNetCombinedRatioAbstract" abstract="true" name="ComponentsOfNetCombinedRatioAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="king_PremiumsEarnedNetNetCombinedRatio" abstract="false" name="PremiumsEarnedNetNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_CedingCommissionRevenueNetCombinedRatio" abstract="false" name="CedingCommissionRevenueNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_OtherIncomeNetCombinedRatio" abstract="false" name="OtherIncomeNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_RevenuesNetCombinedRatio" abstract="false" name="RevenuesNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_LossAndLossAdjustmentExpensesNetCombinedRatio" abstract="false" name="LossAndLossAdjustmentExpensesNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_NoninterestExpenseCommissionExpenseNetCombinedRatio" abstract="false" name="NoninterestExpenseCommissionExpenseNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_OtherUnderwritingExpenseNetCombinedRatio" abstract="false" name="OtherUnderwritingExpenseNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_OperatingExpensesNetCombinedRatio" abstract="false" name="OperatingExpensesNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_NetIncomeLossAttributableToParentNetCombinedRatio" abstract="false" name="NetIncomeLossAttributableToParentNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ComponentsExcludedFromNetCombinedRatioAbstract" abstract="true" name="ComponentsExcludedFromNetCombinedRatioAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="king_NetInvestmentIncomeExcludedFromNetCombinedRatio" abstract="false" name="NetInvestmentIncomeExcludedFromNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_GainLossOnInvestmentsExcludedFromNetCombinedRatio" abstract="false" name="GainLossOnInvestmentsExcludedFromNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_GainLossOnSaleOfRealEstateExcludedFromNetCombinedRatio" abstract="false" name="GainLossOnSaleOfRealEstateExcludedFromNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_OtherIncomeExcludedFromNetCombinedRatio" abstract="false" name="OtherIncomeExcludedFromNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_RevenuesExcludedFromNetCombinedRatio" abstract="false" name="RevenuesExcludedFromNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_OtherCostAndExpenseOperatingExcludedFromNetCombinedRatio" abstract="false" name="OtherCostAndExpenseOperatingExcludedFromNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_DepreciationDepletionAndAmortizationNonproductionExcludedFromNetCombinedRatio" abstract="false" name="DepreciationDepletionAndAmortizationNonproductionExcludedFromNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_InterestExpenseOperatingExcludedFromNetCombinedRatio" abstract="false" name="InterestExpenseOperatingExcludedFromNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_IncomeTaxExpenseBenefitExcludedFromNetCombinedRatio" abstract="false" name="IncomeTaxExpenseBenefitExcludedFromNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_OperatingExpensesExcludedFromNetCombinedRatio" abstract="false" name="OperatingExpensesExcludedFromNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_NetIncomeLossAttributableToParentExcludedFromNetCombinedRatio" abstract="false" name="NetIncomeLossAttributableToParentExcludedFromNetCombinedRatio" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_CommissionExpenseAndOtherUnderwritingExpenses" abstract="false" name="CommissionExpenseAndOtherUnderwritingExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_TotalCommissionAndOtherUnderwritingExpenses" abstract="false" name="TotalCommissionAndOtherUnderwritingExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="king_ReturnOnEquityNetInvestmentIncome" abstract="false" name="ReturnOnEquityNetInvestmentIncome" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_ReturnOnEquityNetInvestmentIncomeAnnualized" abstract="false" name="ReturnOnEquityNetInvestmentIncomeAnnualized" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="king_ReplacementPolicyTransactionPlanWrittenPremiumAmount" abstract="false" name="ReplacementPolicyTransactionPlanWrittenPremiumAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
